GeraMarket / US College ROI / University of Massachusetts-Lowell
University of Massachusetts-Lowell: College ROI
Lowell, MA · 11,434 undergraduates. Median 10-yr earnings: $64,874 · Median debt: $23,704 · Net price: $17,163/yr · GEROI: 3.1/100.
What is the return on investment for University of Massachusetts-Lowell?
As of June 2026, University of Massachusetts-Lowell (Lowell, MA) alumni have a median income of $64,874 ten years after entry — 18.1% above the cohort median of $54,940 — with median debt of $23,704 and a net annual cost of $17,163, per the US Dept of Education College Scorecard (public domain). Gera Education ROI Index: 3.1/100 (Below-average ROI).
GEROI tier: Below-average ROI (3.1/100)
Based on (median 10-yr earnings − median debt) ÷ net price, normalised within the top-300 US institutions by enrollment. See full methodology.
University of Massachusetts-Lowell — key figures (June 2026)
| Measure | Value | Context |
|---|---|---|
| Median 10-yr earnings | $64,874 | MD_EARN_WNE_P10 (June 2026) — 18.1% above cohort median |
| Median debt at graduation | $23,704 | GRAD_DEBT_MDN (June 2026) — 31% above cohort median ($18,095) |
| Annual net price | $17,163/yr | NPT4_PUB/NPT4_PRIV (June 2026) — 27.5% above cohort median ($13,461/yr) |
| Undergraduate enrollment | 11,434 | UGDS — total undergrad enrolled (June 2026) |
| GEROI score | 3.1 / 100 | Gera Education ROI Index (Below-average ROI) — normalised within top-300 cohort |
Compare University of Massachusetts-Lowell with other MA institutions
Filter, sort, and rank all institutions in our database by state, GEROI score, earnings, debt, or net price — personalised to your criteria.
Higher = better ROI
| # | Institution | GEROI | 10-yr earnings | Median debt | Net price | Details |
|---|---|---|---|---|---|---|
| #1 | University of Massachusetts-BostonBoston, MA | 3.3/100 | $65,865 | $21,974 | $17,707/yr | View |
| #2 | Boston UniversityBoston, MA | 3.2/100 | $83,238 | $23,250 | $24,402/yr | View |
| #3 | University of Massachusetts-LowellLowell, MA | 3.1/100 | $64,874 | $23,704 | $17,163/yr | View |
| #4 | University of Massachusetts-AmherstAmherst, MA | 2.9/100 | $71,631 | $22,763 | $22,383/yr | View |
| #5 | Northeastern UniversityBoston, MA | 2.9/100 | $92,538 | $24,250 | $30,915/yr | View |
Showing top 25 of 5 matching institutions. Source: US Dept of Education — College Scorecard (June 2026).
GEROI (Gera Education ROI Index) = normalised score 0–100 based on (median 10-yr earnings − median debt) ÷ annual net price. Data: College Scorecard June 2026, public domain, no key required.
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Frequently asked questions
- What are the average earnings for University of Massachusetts-Lowell graduates?
- In June 2026, the median earnings for working University of Massachusetts-Lowell alumni 10 years after first enrollment are $64,874, per the US Department of Education College Scorecard (MD_EARN_WNE_P10). This is 18.1% above the top-300-institution cohort median of $54,940.
- What is the typical student debt for University of Massachusetts-Lowell graduates?
- The median cumulative debt at graduation for University of Massachusetts-Lowell students is $23,704, per the College Scorecard (GRAD_DEBT_MDN, June 2026). This is 31% above cohort median ($18,095).
- What does University of Massachusetts-Lowell actually cost after financial aid?
- The average annual net price at University of Massachusetts-Lowell — the cost actually paid after grants and scholarships are applied — is $17,163/yr, per the College Scorecard (NPT4_PUB/NPT4_PRIV, June 2026). This is 27.5% above cohort median ($13,461/yr).
- What is University of Massachusetts-Lowell's GEROI score?
- University of Massachusetts-Lowell's Gera Education ROI Index (GEROI) is 3.1/100 (Below-average ROI). GEROI = (median 10-yr earnings − median debt) ÷ net price, normalised 0–100 across the top-300 US colleges by enrollment. A score of 3.1 means University of Massachusetts-Lowell is in the lower half of the cohort on financial return per dollar of net tuition. See the methodology page for the full formula.
- Is University of Massachusetts-Lowell worth it financially?
- Based on College Scorecard data (June 2026): University of Massachusetts-Lowell has a median 10-yr earnings of $64,874, median debt of $23,704, and net price of $17,163/yr — giving a GEROI of 3.1/100. Whether it's "worth it" depends on your field of study, career goals, and financial situation — GEROI provides the factual financial context, not a personalised recommendation.
Other MA institutions (by GEROI)
Contains public sector information published by US Department of Education and licensed under the US Federal Government Open Data (public domain). Source: US Department of Education — College Scorecard (Most Recent Institution Data) (June 2026, published 10 June 2026).